Meet the Founders:
Calvin Chin & Jennie Lok
At Zen Coast Cares, we believe in breaking the cycle of financial struggle by equipping the next generation with the tools they need to achieve financial freedom. Founded by Calvin Chin and Jennie Lok, Zen Coast Cares is at the heart of our mission—a way to give back at the source by helping kids and young adults develop financial literacy and access opportunities that set them up for success.As real estate investors, entrepreneurs, and educators, we’ve built businesses—Zen Coast Homes, Zen Coast University, and Zen Coast Capital—that help people transition from active income to passive income to passion income. These ventures have allowed us to achieve financial freedom and empower countless others to do the same. But true fulfillment comes from giving back, and for us, that means starting where it matters most—with the next generation.Through Zen Coast Cares, we’re investing in the future by providing scholarships, financial education, and mentorship to high school students in need. Our goal is to level the playing field and equip young minds with the skills, confidence, and knowledge to take control of their financial futures—so they can create meaningful impact in their own lives and in the world.
From Active to Passive to Passion—This is Our Legacy.
Our Team
Who We Are
Patricia Yan
Director of Communication
Patty is a Bay Area native, proud nurse and mother of two beautiful daughters. Growing up in an immigrant household where financial literacy was not taught, she has embarked on a journey to learn this essential knowledge later in life. Patty is passionate about empowering future generations with financial literacy at a young age. As a member of the Zen Coast Cares team, she is dedicated to ensuring children have the tools and knowledge to navigate financial landscapes, providing them with opportunities to flourish, lead and positively impact the world.
Joe LaBarbera
Program Director
a Partner at Main Management, a $3.5B in AUM boutique investment management firm. He serves as Vice President and Head of Derivative Risk Management overseeing all trading of the firm’s strategies for both HNW clients and the ETFs the firm is manager of. Prior to joining Main Management, he worked as a Business Relationship and Credit Manager at Business Capital, a commercial finance company focused on small and middle market debt transactions. Grew up in Alamo, California and received a BA in Economics from Wake Forest University. He obtained his MBA from the University of San Diego in 2016.
Charity Carolino
Director of Community Outreach
Born and raised in the Bay Area and graduated with a Bachelor's in Nursing from the University of San Francisco in 2004 and works as a Registered Nurse and Patient Care Coordinator at Kaiser Permanente. She is dedicated to providing children with financial intelligence through Zen Coast Cares. A real estate investing student, Charity diversifies her portfolio with Real Estate, Stocks, REITs, and 401K options. She aims to empower middle and high school students with financial education, teaching them sound financial decisions, responsible spending, and the importance of saving and investing for long-term goals.
Chris Shue
Director of Philanthropy
a devoted father and husband, placing his family at the heart of everything he does. His commitment to creating a nurturing and supportive environment for his loved ones is unwavering. Professionally, he works at PG&E, where he plays an active role in the fight against climate change. His focus is on the future of electrification, a field he is deeply passionate about as it is pivotal in reducing our carbon footprint and fostering a sustainable future. By offering guidance and support, he strives to help others build secure financial foundations, empowering them to pursue and achieve their aspirations for the future.
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